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Laxit Rana

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Why Banks are preferring UPI for ATM cash withdrawal instead of traditional Cards No Physical Card Production: Issuing debit cards costs banks money (around Rs 150-200 per card for production, shipping, and activation). UPI eliminates this by workin

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Rishu

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But do you think debit cards completely dying off would be a good thing? Banks will do whatever to increase margins.

Laxit Rana

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Any business will try to squeeze out maximum profit, Banks are no different. but UPI is easier for users as well so. I guess it's win win situation for both sides assuming they don't start charging upi withdrawals.

Rishu

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Banks are historically greedier is what Iā€™m saying. Upi withdrawals toh nahi but for merchants to receive, they might. That might affect/or change the game completely, as thereā€™s no scaling back, right? Remember, most kiranas didnā€™t feel the need to

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Laxit Rana

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Complete eradication won't be there, well atleast in the near future. but I agree with all the points you have mentioned šŸ¤

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