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Why Banks are preferring UPI for ATM cash withdrawal instead of traditional Cards No Physical Card Production: Issuing debit cards costs banks money (around Rs 150-200 per card for production, shipping, and activation). UPI eliminates this by workin

There are abundance of lending Banks and NBFacs out there but do you think we need a proper debt collection platform which would be customer centric? In last 5 years, the banks has written off $129B bad debt. Do you think there must be a proper chan

What is the most difficult thing one would do to get things done ?

Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees. Fintech firms face high UPI processing costs, totaling

Hey checkout revisar is an interesting edtech thing i have never thinked off interesstingly this person's surname is mourya same as mine Do checkout https://medial.app/idea/revisar-7d874459329d4

Ever wondered if your credit or debit card could do more than just payments? Hi, I’m Harshal, founder of CarbonCraft. My journey started with a simple thought: Why are our cards stuck in the past when everything else has leveled up in style and func

Here are my 2 ad campaigns and there results, i thought do a meme campaign would help me to differentiate from others whose just give offers like 30% off and more. But I got a reality check that every thing which works on post doesn't work in advance

Imagine a bank hiring 500 people, and laying off way more than that next year 📛📛 It’s very very uncommon. And yet here we are! .. What has happened? -> YES BANK has laid off about 500 people with a three-month severance pay, and more layoffs mi

Saw this comment regarding toppers chasing engineering and stuff and yeah agreed. Every other topper is moving either towards engineering or medicine. What do you guys think could be the reason? Also what do you see the situation to be like in a few

Do you know that according to industry estimates, processing UPI transactions costs stakeholders approximately 0.25% of the transaction value. In FY24 alone, these costs amounted to nearly Rs 12,000 crore, with Rs 4,000 crore incurred for transactio