Wait till you use cred's UPI thing. It is fucking fast. does not take any time between entering the UPI pin and the shopkeeper's machine saying money has arrived. It is just seamlessly fast.
[PART -1 ]UPI is set to phase out debit card, and we will be here witnessing it :-
- UPI is to introduce a new feature "UPI Circle" that allows users to delegate payment authority to family members or friends. So it basically enables primary account