To issue the Prepaid card, they will have to shell out money, so what is the need of the card ? They can spend directly through their bank UPI, regarding cash back there are many sites that offer those
Why Banks are preferring UPI for ATM cash withdrawal instead of traditional Cards
No Physical Card Production: Issuing debit cards costs banks money (around Rs 150-200 per card for production, shipping, and activation). UPI eliminates this by workin
Your bank love you ? Why
You save at 3.5% interest.
You borrow at 12% interest
You spend on credit card at 36% interest
Their profits? Guaranteed
Your profits ? Uncertain
Still think they work for you
Federal Bank has rolled out a new credit card designed just for small and medium-sized businesses (MSMEs). The card name is: “Fed StarBiz Credit Card”. It launched on April 03, 2025.
I have taken one credit card and paid the amount now I want to close the card but in order to close the card it's taking a hell lot of time and they won't lift the call and reply to the mail I guess all the bank people when we want the card they call
[PART -1 ]UPI is set to phase out debit card, and we will be here witnessing it :-
- UPI is to introduce a new feature "UPI Circle" that allows users to delegate payment authority to family members or friends. So it basically enables primary account
after the ban on Paytm payments bank Paytm now shifted to Axis Bank and Yes Bank.
by my UPI ID @ptaxis it is clear that this this from axis bank and when I paid i see powered by Yes Bank
BTW I love paytm
"Credit Card Trends in 2025: What Indian Consumers Need to Know" 💳🚀
India’s credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci