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Hey I am on Medialย โ€ขย 8m

What about people who DONโ€™T HAVE A CREDIT HISTORY. 80% local merchants in india are unorganised, donโ€™t have a credit history. Bro youโ€™ve no depth in this line, i think, the solution is to get to know their cash flow from their stores and give them credit according to that.

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