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PRATHAM

ย โ€ขย 

Medialย โ€ขย 1y

Credit Card Will make you Poorโ€ผ๏ธ Even though you are meeting all protocols, you are using it stupidly, although if you have 800+ credit score Reasons: 1๏ธโƒฃ Invisible Money Heist: When you swipe that card, your wallet doesn't get lighter. You don't

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Havish Gupta

Figuring Outย โ€ขย 1y

I agree. But if you know what you are doing, credit cads are just awesome. Like personally i travel on 1-2 free trips because of the points and free plane tickets. Tho, if you are a typical GenZ, then it's not good for you as you'll just keep util

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PRATHAM

ย โ€ขย 

Medialย โ€ขย 1y

Definitely true , but it's financial trap for the people who are not financially conscious, most of people aren't that's why. Although if used wisely with minimal utilisation and expenditure it may result good. But people rarely do it.

Havish Gupta

Figuring Outย โ€ขย 1y

Agreed. Btw for that, there's an app called Mint. Mint tracks all you online spending and it groups it into different category so that you know how much you spend. Also you can set spending limits, etc.

PRATHAM

ย โ€ขย 

Medialย โ€ขย 1y

Oh that's interesting, now that will help to reduce the useless expenditure on credit cards

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