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Jayant Mundhra

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Dexter Capital Advisors • 4m

Imagine 1/5 Indians being 60+ in age 📛📛 While we talk of demographic dividend, and being the world’s youngest major nation, we often miss one key point. That, we are also one of the world’s fastest-aging societies. .. Right now, 6% of our population is above 60yrs of age. In 20 years, this is expected to be >20%! But, is an avg Indian planning for the financial needs of those added years of senior citizen life? That’s one thing which struck me recently while reading NITI Aayog’s report on senior healthcare challenges in India. .. This becomes increasingly important because: -> In all likelihood, most Indians will go past the 60yrs mark without getting to mid-income segment ever -> And as a society, we are increasingly moving to nuclear setups, where the ones to take care of the elderly financially are falling in numbers This in a society where per capita healthcare and living costs continue to zoom dramatically, is a big trouble, no? .. Thus, it will be a big challenge for these people to fund those additional years of life. To address these challenges of tomorrow, what’s needed is action in the present day. But, most of us are hardly even aware of the challenge. So acknowledging and addressing it seems pretty far-fetched. What do you think? How can we change this status quo? Seeking genuine ideas.

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