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Important RBI rules for credit cards Bank can't charge joining fee if customer has not activated their credit card CC should be automatically closed if not used for more than a year Rs 100 compensation per day for delay in closure of credit cards

Personal Loans in India: Where the Money Goes! As of May 30, 2025, here's how India’s ₹60 lakh crore+ in personal loans is split: Housing dominates with ₹30.4 lakh crore (50.1%) Other Personal Loans: ₹15.3 lakh crore (25.3%) Vehicle Loans: ₹6.4 l

Business Idea: Enabling Credit Card Discounts and Cashback for Non-Credit Card Users In today’s digital shopping era, e-commerce platforms like Flipkart, Amazon, and others frequently offer discounts and cashback deals, especially for customers using

Did you know that RuPay credit cards offer up to ₹2 lakh in free personal accident insurance coverage, and up to ₹1.50 lakh in lost card insurance coverage. All RuPay credit cards offer free personal accident insurance and permanent disability cover,

We are a fintech startup based out of Bangalore. Our idea is to give a genuine income earning opportunity to people. We will give our Website and CRM free of cost to interested persons to process loans,sell credit cards,insurance etc on a commission

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

Flipkart's Super Money app introduced the Super Card a few months back. It's a pretty handy option basically, you can get a credit card by just creating a fixed deposit (FD), no need for a strong credit history. So if you're looking to build your cre

Key Financial Considerations for Medical Professionals 1 . Debt Management: Strategize student loan repayment, credit cards, and personal loans. 2. Retirement Planning: Maximize tax-advantaged accounts (401(k), IRA). 3. Investments: Diversify portfol

🏦 The Story of HDFC Bank 📈 Founded by Hasmukhbhai Parekh in 1977, HDFC Bank started as a housing finance company and grew into a leading private-sector bank. Under the leadership of Aditya Puri, who joined in 1994, the bank expanded into retail and

"Big Changes in Credit Score Rules by RBI – Here’s How It Affects You!" Starting January 1, 2025, the RBI has introduced new rules that will make credit score updates faster and more accurate. Here’s what you need to know: ✅ Credit Score Updates Ev