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Shivam Malhotra

Stealth • 8m

Hey everyone! I'm developing a fintech app with a unique concept: offering 0% interest loans to users. While this sounds great for borrowers, I'm seeking your input on the biggest challenge - ensuring loan repayment. Here's the idea in a nutshell:

Sachin Sk

Stealth • 8m

There are many ways actually one of them is : After purchasing or spending much amount like 10Lakhs, you will get this offer. If they can spend so much they will be able to repay?.

1 replies

Replies (1)

Shivam Malhotra

Stealth • 8m

That's a valid point. My goal with the app is to be more inclusive and cater to a broader range of users. Here's the idea: Offer tiered loan options: This would allow users to choose loan amounts based on their needs. There could be smaller, interest-free loans for students and short-term needs, and larger loans with interest for bigger purchases. Creditworthiness assessment: The app would still have a system to assess creditworthiness, but it could go beyond just spending history. This could include income, existing debts, etc. Financial literacy tools: Integrating financial literacy tools within the app can help users make informed decisions about borrowing and managing their finances.

0 replies

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Anonymous

Stealth • 10m

I'm planning to build app which detects & block spam calls & if any spam call got missed & able to reach user will pay x amount to user & will put certain min amount to withdraw & min time user has to spend on app daily. Any thoughts, any similar a

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Sujeet Chaudhary

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There are 10 ways to evaluate Market. 1. Urgency. How badly do people want or need this right now? 2. Market Size. How many people are purchasing things like this? 3. Pricing Potential. What is the highest price a typical purchaser would be w

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Dinesh Babu

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HOW CAN WE INCREASE THE SPENDING POWER OF INDIAN MIDDLE CLASS ? MY OPINION " REMOVE INCOME TAX , SO PEOPLE WILL HAVE EXTRA MONEY TO SPEND. AND GOVERNMENT WILL EARN MORE IN GST AND OTHERS IF PEOPLE SPEND AND INVEST THAT EXTRA MONEY MONEY

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Anonymous

Stealth • 9m

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Pritam Mondal

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Sanjay Kadali
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Health Catalyst • 1m

Yippy! I think I am pretty much aware where I spend how much!! So Relieving! Penny Wise Wallets! your interactive virtual wallets that maintains and tracks your spends and reminds you of over-spending... Explore Penny Wise at: https://penny-wise.a

0 replies7 likes

Anonymous

Stealth • 22d

₹99/Monthly is really affordable and nowadays working professional spend much more amount on Starbucks or Zomato so let's give it a try for 1 months because they are early stage startup so don't demotivate them atleast something is growing from India

61 replies8 likes

Aditya

Stealth • 6m

What about a platform which pat you to just spend time on ad running by various of companies . Price determined my how much time you are spending .If you made and positive action regarding that ad you will get more money .... And company pays platfor

2 replies3 likes

Anonymous

Stealth • 9m

Researching for a report. So please tell that if you are making ₹1 Lakh per month, how much will you spend on wants.

3 replies3 likes

Sairaj Kadam

Stealth • 2m

Do you Know How Important inflation is? Let's test it. If you had to borrow $1,000 from a friend and they agreed not to charge interest, but inflation is 3% annually, are you actually paying them back the full value of what you borrowed after one