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I don’t know how is it I want suggestions and constructive criticism..Give me solution not the negative criticism .Idea: We know about neo banking like 24*7 banking online.They provide it by partnering with bank like jupiter,fi money parnered With FEDERAL BANK.But the problem is financial inclusion.This services are not available for everyone .And now a day peoples don’t have proper finance knowledge like how to save,where to,how to plan etc etc so I wanted to try an one stop solution for finanace. 1.a platform where you can create zero balance savings account and you can operate it.It will be available for everyone no age limit.2.Innovative multiple cards: like for children and teens they can save money for education with parents and if they use that card to pay they will get Educational offers,then one card for disabled peoples like this.3.There will be few options to Manage money like expense tracking,ai based personalised guidance etc. And everything will be gamified,community etc