How genuine to you feel is Cred? Is it worth the hype the founder has made or not? Is there any extra utility usage in cred compared to other old players? Let me know the customers(consumers) opinions.
Anonymous 1
Hey I am on Medial • 11m
It's actually a pretty good question, I mean, see their stores and all, I really don't see any future for that. But cred UPI and Credit Card features might run off due to lack of better platforms
0 replies2 likes
More like this
Recommendations from Medial
Mamidela Dinesh Kumar
Turning Ideas into S... • 11m
Adding UPI to credit card is the ultra pro max definition of making one more poor.
Would you take upi enabled credit card ?
10 replies17 likes
Easemoney
Finance Startup • 9d
Jupiter Money has unveiled its new high-reward EDGE RuPay Credit Card, offering 10% cashback on Amazon, Flipkart, and more. This lifetime free card also supports UPI payments, making it a game-changer in India's credit card market!
1 replies6 likes
AjayEdupuganti
Hey I am on Medial • 10m
Do you use a RuPay credit card with UPI?
How often does your credit card bill exceed your expectations?
Are you spending more because of your credit card?
I just want to understand whether this could become another potential debt trap for Indians
"Credit Card Trends in 2025: What Indian Consumers Need to Know" 💳🚀
India’s credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci
See More
0 replies3 likes
Udyamee
Baki sab thik ? • 9m
Credit card bill payment apps are overrated.😮💨
I have accounts on Cred and Cheq, but they have no real use.
On a bill payment of ₹30,000, Cred pays ₹3 cashback🫡, and the Cred coins are practically worthless.
Cheq, on the other hand, have same
See More
13 replies10 likes
Inactive
AprameyaAI • 10m
How CRED Cred-ed ? Short Case study on CRED
CRED, founded by Kunal Shah in 2018, shows how a failing loyalty program can morph into a fintech unicorn. 🦄 Here's how:
➪ Gap Filled: CRED made credit card bill payments easy and rewarding.
➪ Initial S
Getting a credit card as a student or new worker is tough—you either don’t qualify or lack a credit history.
This was something Rajan Bajaj was bothered about, forcing him to launch Slice, a platform that made accessing credit simple and hassle-free
See More
11 replies8 likes
Jayant Mundhra
•
Dexter Capital Advisors • 9m
Navi’s 10x jump in UPI is no big deal 🙏🙏
Many social media posts have already declared Sachin Bansal-led Navi the next big thing in UPI.
Why? It stormed from 3mn UPI transactions in March to 30mn in May.
But, to be honest, that’s pretty naive. H
Imagine a company's purchasing team negotiates amazing deals with suppliers, getting extended credit terms (like a long payment deadline on your credit card). This frees up cash.
But what if the sales team is so good they collect payments from cust
