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Nilesh dave

Learning building gr... • 3m

Do you think there is a need for your current UPI apps to work offline in urban or semi urban areas even without sim ???

yes

Votes: 112

Samanth Shetty

Building Nestsure • 3m

It already works with *99# code and also Nokia keypad phones 👀 and without Sim network UPI lite works ( but without Sim itself is a potential threat for scam & frauds )

Nilesh dave

Learning building gr... • 3m

But it doesn't work on Jio, and if your recharge is over, no SIM supports UPI payments at all. I'm talking about making the same UPI app you already use work completely offline in a simple, seamless way — without depending on any SIM or network at th

Samanth Shetty

Building Nestsure • 3m

That would be a potential threat of scamming & it would be easier for cyber crimes. You can't do a payment without having sim in your phone, how do you think that would be secure ? You think of creating wallet kind thing ? that wouldn't be unified payment then Same UPI apps like GPay, Paytm, Bhim works offline with UPI lite i guess.

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Anonymous

Hey I am on Medial • 1y

I can verify this. My father has a shop, and almost 80% of the payment transactions are done online. Here's apps breakdown. 1. Phonepe : 70% 2. Gpay : 15% 3. Paytm : 7% 4. Others : Bhim etc. But to my father it's frustrating and he's not liking it

chaitanya khachane

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UPI payment by front camera o recently my back camera got laser damage and i wans not able to take pictures or not even able to open my camera app, so it was really difficult to make upi payments I would take scanner pic from snap by front camera

Anonymous

Hey I am on Medial • 1y

Any thoughts on payment verification through fngerprint? Can it be applied on payment modes like CC/DC/UPI/EMI/Netbanking?

1 Reply

Havish Gupta

Figuring Out • 1y

Launching UPI would not make a difference untill people link their bank accounts on this app. And why will people link there accounts for UPI on app like Flipkart when they have better apps for it like GPay. And upi is something which people use mul

4 Replies

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Hey I am on Medial • 9m

guys I have idea for upi payment it is more efficient and upgraded any serious personnel..I would like to share ..... .. .. . .... ... ... ...

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PonGangaiRaman NKS

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Hi Everyone, I'm currently working on a fintech app which supports payment gateway like PhonePe, GPay, Paytm. We're not into payment gateway but we need to support Peer-to-Peer(P2P) and Peer-to-Merchant(P2M) transactions in our app. I tried implement

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Chayan Das
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UPI Transaction Trends – May 2025 Update! India’s digital payment ecosystem continues to thrive, with UPI transactions hitting new milestones! Here’s the breakdown for May 2025: Top Performers by Volume & Value: PhonePe: Dominated with 8,682M t

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