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Akshay Hegde

Associate Product Ma...ย โ€ขย 26d

Iโ€™m working on a new product concept: ๐Ÿ“ฑ Using financial SMS data (like salary alerts, EMI deductions, and spending patterns) to build a personal financial profile that helps people get better loan offers or invest their money smarter. This could be especially helpful for: People with no credit history (new to credit) Gig workers or salaried employees in Tier 2/3 cities Anyone who wants simple, personalized financial help without complicated apps ๐Ÿ’ก The app would work with your consent, read only financial SMS, and give insights like: โ€œYou have โ‚น7,000/month surplus โ€” want to invest it?โ€ โ€œYour EMI burden is high โ€” want better loan options?โ€ โ€œYouโ€™ve missed an EMI โ€” hereโ€™s a way to avoid penaltiesโ€ ๐Ÿ‘‰ Would you use something like this? Or know someone who might find it helpful? If you're open to a quick chat or testing an early version, drop a comment or DM. Would love your feedback ๐Ÿ™

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