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Akshay Hegde
Associate Product Ma... • 2m
I’m working on a new product concept: 📱 Using financial SMS data (like salary alerts, EMI deductions, and spending patterns) to build a personal financial profile that helps people get better loan offers or invest their money smarter. This could be especially helpful for: People with no credit history (new to credit) Gig workers or salaried employees in Tier 2/3 cities Anyone who wants simple, personalized financial help without complicated apps 💡 The app would work with your consent, read only financial SMS, and give insights like: “You have ₹7,000/month surplus — want to invest it?” “Your EMI burden is high — want better loan options?” “You’ve missed an EMI — here’s a way to avoid penalties” 👉 Would you use something like this? Or know someone who might find it helpful? If you're open to a quick chat or testing an early version, drop a comment or DM. Would love your feedback 🙏
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