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Vivek Joshi

Director & CEO @ Exc... • 25d

The global startup credit market is rapidly evolving beyond traditional VC. In Q4 2024, VC funding hit $120B (4,000 deals), with AI leading. Venture debt surged 46% to $83.4B, now 20–30% of total VC in US/Europe, offering non-dilutive capital for CAPEX/M&A. Higher interest rates demand capital efficiency. Emerging markets like SE Asia, India, and GCC are seeing rapid credit growth. Startups are diversifying with crowdfunding, revenue-based financing, and microloans. Looking ahead (2025–2028): Venture debt will become a staple. Lenders will emphasize strong fundamentals, using AI for smarter risk assessment. Interest rates will stay elevated, pushing for efficient capital use. Fintech innovation, embedded finance, ESG-focused lending, and geographic diversification will shape the landscape. AI will enable faster, personalized credit. The future is data-driven—startups with strong fundamentals and capital diversification will lead.

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Vivek Joshi

Director & CEO @ Exc... • 8h

Current Economic Headwinds for VC Funders The VC landscape in mid-2025 is grappling with significant economic shifts. After a boom, VC funders face a more disciplined environment due to higher interest rates, persistent inflation, and a recalibration

Account Deleted

Hey I am on Medial • 11m

why indian Startups are opting for Debt financing? 1. Preserving equity: Debt financing allows startups to raise capital without diluting their equity and ownership. This is important for founders who want to maintain control of their company. 2

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Magudapathi R

Hey I am on Medial • 9m

Hi, Friends just give some overview about the Venture capital and how to reach the VC where am I suppose to find the VC

8 Replies

Giggity

Memes,games, startup... • 10m

Do you guys use slice to borrow money I heard their interest rates are high compared to credit cards do you think slice makes sense.

Mayank Kumar

Strategy & Product @... • 1y

The Impact of Venture Capital on Innovation! Venture capital (VC) plays a crucial role in driving innovation. By providing the necessary funds, VCs enable startups to scale and develop groundbreaking technologies. Think of companies like Uber, Air

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Vivek Joshi

Director & CEO @ Exc... • 10d

Dive into the transformative world of startup financing with our latest video, "Startup Credit Revolution: 2025-2028 Outlook!" As the global credit market evolves, we explore how macroeconomic shifts and technological advancements are reshaping fundi

Rohan Saha

Founder - Burn Inves... • 9m

What do you all think, will the Fed and RBI cut interest rates in this calendar year?

yes

koyi ek hi karenge

Votes: 18

3 Replies

Vikas Acharya
•

Medial • 6m

STARTUP TERMS TO KNOW -Day 2 1.ANGEL INVESTOR - An individual who provides capital to startups in exchange for equity. 2.VC (Venture Capital) - Financing provided to startups by venture capital firms. 3.EQUITY - Ownership stake in a company. 4.SE

Akshat kumar Jain

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Indian household debt has skyrocketed, reaching Rs 120 trillion in March 2024, a 56% increase since June 2021. This has pushed the debt-to-GDP ratio to 42.9%, raising concerns about consumer spending. With housing loans comprising 30% and vehicle

Aastha

📉 • 2m

What topic interest you more? - AI - VC - Economy - Geopolitics specifically - Startup facts/stories - Market trends - Coding . . . . - what could it be?

15 Replies