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Chayan Das
ย โขย
ZeroBizzย โขย 6m
Ultimate Health Insurance Guide Donโt just buy any policyโbuy smart! Here's your one-stop checklist to pick the right health insurance that truly protects you. Top Insurer Checklist โ๏ธ Claim Settlement Ratio > 97% โฑ๏ธ Claims settled in <30 days ๐ Complaints < 20 per 10K claims ๐ฐ Annual Business > โน7500 Cr Must-Have Features ๐ฅ No room rent or co-pay limits ๐ 60 days pre & 180 days post-hospital cover ๐ Consumables covered ๐ Unlimited restoration ๐ NCB min. 50% yearly ๐ถ Maternity, daycare & critical illness coverage โ No disease-wise capping ๐ Terminal illness & premium waiver benefits Good-to-Have Extras ๐ฉบ Free health checkups ๐ Home & ambulance cover (up to โน5L) ๐ฑ E-consultations ๐ฉธ Donor cover โฅ โน5L ๐ฅ Accidental death benefit ๐ Top-up options Before You Buy โ Consider This: ๐ก Minimum โน10L SI for adults, โน5L for kids ๐งพ Read exclusions carefully ๐ฅ Pick trusted brands with big hospital networks โฌ๏ธ Prefer super top-ups & PAN India coverage
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