Health insurance has been one of the most underrated things in India. I've written some short points that can help anyone looking to get health insurance. By referring to these points, they can choose better insurance for themselves and their family. 1. Sub Limit 2. Room Rent Cap 3. Co-Pay 4. Waiting Period - 30 days (exclude accidents) 5. Waiting Period - 90 days (maternity benefits) 6. Waiting Period for Pre Existing Diseases (3-4 years) 7. Waiting Period for Slow Growing Diseases (2 years) 8. Restoration of Sum Assured 9. Zonal/Pan India 10. Exclusions 11. Cashless + Reimbursement (Network & Non-network both) 12. Daycare 13. Continuity 14. Super top up
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