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A QUICK SNAPSHOT OF HOW INDIA PAYS Let's start with UPI 1/ UPI dominates everyday transactions because it requires almost zero mental effort and well, it's free (for now). Would be interesting to see how this changes once charges are introduced. 2

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Anonymous

Anonymous 1

Hey I am on Medial • 19h

Once MDR comes back for real, small merchants and platforms might push back. And if UPI loses that “free and frictionless” edge? The next mass behavior shift won’t be pretty.

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