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A QUICK SNAPSHOT OF HOW INDIA PAYS Let's start with UPI 1/ UPI dominates everyday transactions because it requires almost zero mental effort and well, it's free (for now). Would be interesting to see how this changes once charges are introduced. 2

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Anonymous

Anonymous 1

Hey I am on Medial • 1m

Once MDR comes back for real, small merchants and platforms might push back. And if UPI loses that “free and frictionless” edge? The next mass behavior shift won’t be pretty.

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