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Medialย โขย 2m
๐ธ The EMI Epidemic- The silent trap thatโs swallowing an entire generation- one โmilestoneโ at a time. Most Indian graduates start their careers earning < โน50K/month at 22 or 23. By the time theyโre 27 or 28, many manage to reach โน1-2L/month. Sounds like progress, right? But this is exactly when society whispers: โItโs time to settle down.โ That whisper quickly becomes pressure. And that pressure becomes EMIs. What does "well-settled" mean today? Let me break it down: โ Car EMI โ โน15K/month for 5 years โ Home loan EMI - โน80K/month for 20+ years โ iPhone EMI - โน5K/month for 2 years โ TV, trips, gadgets - โน5-10K/month โ Wedding loan - โน30K/month for 3 years (yes, wedding loan is a thing) Even if you do everything right and hit โน2โ2.5L/month in a Tier 1 city- youโre still spending โน1.5L+ on EMIs every month. But life doesnโt care about your Excel sheet. ๐ You could get laid off. ๐ You could get into an accident. ๐ You could burn out. And just like that, youโre trapped. Not because you werenโt capable- but because you played someone elseโs game. Iโve seen so many friends get stuck in this cycle. Living paycheck to paycheck in Gucci belts. No emergency fund. No breathing room. Just status symbols bought on monthly payments. ๐ My advice to young professionals: If itโs a personal expense, avoid EMIs. Avoid debt. Youโll breathe easier, sleep better, and live your life- not one dictated by relatives, rishtedars, or Instagram reels. Donโt buy a house because society says you must. Buy it when you have the cash- even if itโs at 35 or 40. Youโre not late. Youโre just not rushing. Break the cycle. Choose freedom over flex. Be smart. P.S.- I had to write about this after a long conversation with a close friend who is super stressed about all his EMIs and never ending expectations.
Passionate about Pos...ย โขย 7m
Wedding Loans: Matrimony's Genius Move ๐๐ธ Matrimony.com just launched WeddingLoan.com, offering loans from โน1L-โน1Cr with EMIs up to 30 years! This bold step dives into Indiaโs $130B wedding industryโthe 2nd largest after food & grocery. Why this
See MoreEntrepreneur and Ger...ย โขย 5m
Businesses that can boom ๐ฅ in this lavish wedding season- โ Flower providers and decor - Selecting flower decor as a main niche service starting from low budget to high โ Wedding content creation agency- For to-be married couples who want to attr
See MoreVishlistsย โขย 1d
Huge news, everyone! For ages, I've been searching for an EMI calculator that actually gives a detailed breakdown of how much a loan would truly cost over time. You know, beyond just the monthly payment! Since I couldn't find exactly what I needed,
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