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Dhandho Marwadi

Welcome to the possi...ย โ€ขย 1m

Here are 5 key changes introduced in the latest IRDAI: Faster Cashless Claims: Insurers must approve cashless claims within 1 hour and give final approval within 3 hours post-discharge. Flexible No-Claim Bonus: Policyholders can now choose to reduce premiums instead of only increasing coverage. Shorter Moratorium Period: Reduced from 8 to 5 yearsโ€”claims canโ€™t be denied after this period, except in cases of fraud or non-disclosure. Clear Policy Terms: Insurers must provide a one-page summary of all terms and benefits in simple, clear English. Guaranteed Coverage for All: Every insurer must offer at least one policy for all ages and pre-existing conditions.

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