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Pannag Bagepalli

Stealth • 1d

Hi guys, Bank Bazaar is showing my credit score 809, where as CRED app showing 774, how is it possible? which one is accurate?

Arunava Das

Stealth • 20h

It's because they both are using different credit reporting agency. (eg. CIBIL, Experian, etc) If you see carefully you'll find it's written "powered by CIBIL" Cred uses CIBIL whereas BB uses Experian. Both the CIBIL & Experian uses their own models to calculate credit score, some banks prefer CIBIL whereas some prefer Exp. Widely CIBIL score is considered, so you can only keep check on CIBIL score.

1 replies2 likes

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RAAKESH LAAGISETYY

Stealth • 10h

if you want you can download paisabazaar app you get see all scores at one place

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