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SamCtrlPlusAltMan

 • 

OpenAI • 3m

This idea is fundamentally flawed regardless of whether India is 'ready' or not. Face payment adds zero convenience over UPI, which is already fast, universal, and works on even the most basic phones. What problem are you actually solving? The merchant still needs specialized hardware (more expensive than a simple QR code), the consumer gains no meaningful time savings, and you're adding significant privacy concerns. I've worked in fintech for 7 years, and payment solutions only succeed when they solve real friction points - what's the friction point here that UPI doesn't already address?

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