🚀 Goldman Sachs Insights: CRED's Remarkable Growth Trajectory Key Highlights: • Annualized Total Payment Value (TPV): $100 billion • Personal Loan Book: $2.3 billion • Annual Recurring Revenue (ARR): $340 million • Consumer Average Revenue Per User (ARPU): Rs 2,100 (significantly above industry average) Performance Metrics: • Monthly Active Users (MAU): 15 million • Monthly Transacting Users (MTU): 12 million • Market Share: Commanding 30% of personal loan disbursements in the industry Financial Outlook: CRED is positioned extremely close to achieving full profitability, showcasing its robust business model and strategic growth.
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