š Goldman Sachs Insights: CRED's Remarkable Growth Trajectory Key Highlights: ā¢ Annualized Total Payment Value (TPV): $100 billion ā¢ Personal Loan Book: $2.3 billion ā¢ Annual Recurring Revenue (ARR): $340 million ā¢ Consumer Average Revenue Per User (ARPU): Rs 2,100 (significantly above industry average) Performance Metrics: ā¢ Monthly Active Users (MAU): 15 million ā¢ Monthly Transacting Users (MTU): 12 million ā¢ Market Share: Commanding 30% of personal loan disbursements in the industry Financial Outlook: CRED is positioned extremely close to achieving full profitability, showcasing its robust business model and strategic growth.āāāāāāāāāāāāāāā
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