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Suman solopreneur

Exploring peace of m...ย โ€ขย 1y

Rohan ( xyz surname ) , a 25-year-old in Bangalore, who loves starting his mornings with a cappuccino from his favorite cafรฉ. It costs him โ‚น150 per cup. Thatโ€™s โ‚น4,500 a month or โ‚น54,000 a yearโ€”on coffee alone. Now letโ€™s say Rohan ( xyz surname ) skips the cafรฉ and makes coffee at home for โ‚น20 per cup. He saves โ‚น4,000 each month. If he invests this money at a 10% annual return, in 20 years, Rohan could have over โ‚น25 lakh. All from skipping his daily coffee runs! This is the Latte Factorโ€”a concept that shows how small, regular expenses add up over time. The lesson? You donโ€™t have to give up everything, but cutting back on unnecessary habits can create big savings for your future. Start small, invest the difference, and watch your money grow.

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