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Three Commas Gang

Building Bharat • 8m

Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses? Basically your money will

Sairaj Kadam

Entrepreneur • 8m

You’re right that FDs are a great option, especially with the current rates, and even small investments like ₹1,000 or ₹2,000 can generate a decent return over time. However, FDs might not always offer the highest returns in the long run. While FD interest rates are stable, exploring alternatives like stocks, mutual funds, or ETFs can provide better growth potential over time. That being said, I’m not suggesting you dive into picking individual stocks and putting all your money into them, nor am I recommending active trading. A more balanced approach, like investing in diversified ETFs or index funds, can still offer stability while giving you a better ROI over the long term.

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How many of you invest in Stocks/Mutual funds/ FDs

Me ✋

Nah

Votes: 24

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Top three investments with zero to low risk in which you can earn 7 to 9% are: first, FDs; second, Liquid Mutual Funds; and third, Arbitrage Funds. Liquid Fund is a day fund which invests in super ultra short-term instruments like T-Bills in the mon