🚀 Medial Secures Investment on Shark Tank India - Fueling the Future of Professional Social Networking. 🔥
Login

Back

Sagar Anantwar

 • 

SimpliFin • 11m

Do you invest all your savings into Fixed Deposits? Big mistake, read more Fixed Deposits (FDs) have been a staple of Indian households for decades, but how do they fit into a modern investment portfolio? Let’s break it down: 🔹 Not a Growth Asset FDs are not for high growth. They provide a fixed return but rarely beat inflation. FDs are designed to preserve wealth, not grow it aggressively. 🔹 Beating Inflation? Hardly Even with some FDs offering 9.1% p.a., post-tax returns fall to 6-7%, often below inflation. This means your real wealth might not increase over time. 🔹 Liquidity and Safety FDs are safe and provide better returns than savings accounts. They’re perfect for emergency funds or short-term goals where stability and access are key. 🔹 Every Investor Needs Stability FDs offer peace of mind during market volatility. While they won’t drive growth, they are essential for emergencies and financial stability. So, definitely invest in FDs, but keep in mind their purpose.

2 Replies
4
Replies (2)

More like this

Recommendations from Medial

Image Description
Image Description

Anannya

Learning every day. ... • 3m

Would young people invest more if fixed deposits gave lower returns than inflation?

6 Replies
2

Giggity

Memes,games, startup... • 8m

slice Fintech released new products like fixed deposits and a savings account what do you think they'll release next

Reply
1
Image Description

theresa jeevan

Your Curly Haird mal... • 7m

🚨 Tax Saving Alert: Only 2 Months Left! 🚨 Hi there! 👋 Here’s a quick guide to help you maximize your savings: 🔹 80C - Save up to ₹1.5L PPF, ELSS (higher returns), NSC, LIC, Tax-Saving FDs (5 yrs). 🔹 80D - Health is Wealth Save ₹25K (self/fami

See More
1 Reply
7
Image Description
Image Description

Sagar Anantwar

 • 

SimpliFin • 9m

You Will Have to Take Higher Risks to Generate Real Returns. Here's Why… When it comes to growing wealth, inflation and taxation are two silent killers that erode the value of your money faster than you realize. Here’s what most investors overlook

See More
4 Replies
2
11
Image Description
Image Description

Sagar Anantwar

 • 

SimpliFin • 11m

The biggest mistake I have seen many people make ... Many people think investing in equities or mutual funds is like gambling and so they stay away from it. What they do instead is: - Keep all their money in their savings account - Only invest in

See More
2 Replies
18
Image Description

CA Dipika Pathak

Partner at D P S A &... • 1y

AVOID this mistake WHILE taking deduction of interest (saving +fixed deposit)in your ITR🔴🔴🔴🔴🔴 Since ITR Season is around, highlighting common confusion ➡️For Individual & HUF - We can take a max deduction of 10,000 on interest from a savings a

See More
1 Reply
1
4

Sagar Anantwar

 • 

SimpliFin • 10m

Do you know how much you need to retire? You might be surprised ... Retirement might seem far away, but do you have a clear idea of how much you actually need to live comfortably after you stop working? Most people underestimate the amount they’ll

See More
Reply
1
6
Image Description

RAUSHAN KUMAR SINHA

Honesty is the best ... • 8m

I want to open a bank, There is required a security from government financial institutions for fixed deposits of Rs. 2 crores - those who will join with us they will get a share of the percentage of their deposits - those who want to become partners

See More
2 Replies

Thakur Ambuj Singh

Entrepreneur & Creat... • 7m

🚀 All Eyes on Growth! 📈📢 Union Budget 2025-26 🔹 Tax: No major changes, but relief for the middle class! 😐💵 🔹 Startups & MSMEs: Easier loans & more support for small businesses! 🚀🏢 🔹 Jobs & Skills: Govt to train 41 million youth for better j

See More
Reply
2
18

Download the medial app to read full posts, comements and news.