Federal Bank has rolled out a new credit card designed just for small and medium-sized businesses (MSMEs). The card name is: “Fed StarBiz Credit Card”. It launched on April 03, 2025.
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Credit cards usage growing by 22% in india
Top 5 players (market share)
1.Hdfc bank = 27%
2.Icici bank = 19%
3.SBI = 15%
4.Axis bank = 11%
5.Kotak bank = 4%
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Important RBI rules for credit cards
Bank can't charge joining fee if customer has not activated their credit card
CC should be automatically closed if not used for more than a year
Rs 100 compensation per day for delay in closure of credit cards