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Important RBI rules for credit cards Bank can't charge joining fee if customer has not activated their credit card CC should be automatically closed if not used for more than a year Rs 100 compensation per day for delay in closure of credit cards

I have a finance app idea that gives insights based on your personal finance, like: - Suggesting emergency fund amount based on expenses - Showing how to save on groceries with specific credit cards - Advising on loan management, such as pre-closin

AI-Powered Credit Card Assistant Problem: Choosing the right credit card is tough—too many options, changing offers, and tedious comparisons. Most people stick with their current cards, missing out on better deals. Solution: A smart AI assistant th

Ever wondered why most cracked credit cards on the dark web come from America? It's surprising, but the reason is simple—America doesn’t require OTP verification for online transactions in most of the cases. In India, thanks to the RBI, OTP is mandat

The idea is to create a trust-based escrow service for first-time (or can be used when the transaction amount is hight such as in real state transactions) between buyers and sellers, addressing the issue of trust where neither party knows the other w

Hi guys , I'm Rajit from Kolkata . I have an idea of a electric bike that would charge itself on its way by a dynamo attached to its wheel that would create less electric usage and save electricity for a better world and also save time for charging

Altmin to Set Up India’s First LFP Cathode Giga-Factory with Rs 750 Crore Investment Lithium Ion Phosphate (LFP) is way better than lithium Ion Battery in terms of Safety, Charge Holding capacity and cost.

Idea validation Not everyone has a credit card, and some may not have cards from various banks. A platform could be created where individuals exchange the benefits of their credit cards. For example, if Amazon offers a 10% discount on SBI cards, t

BSNL gets 83000 crores in Budget🤯 Wouldn't it be better to just write off Vi's dues to the government? BSNL gets huge funding every budget but shows no or very little improvement. 😕

Design thinking isn’t just a process—it’s a way of seeing the world differently. It’s about stepping into people’s shoes, understanding their needs, and creating solutions that truly make a difference. Instead of jumping straight to answers, it enc