Baki sab thik ?Ā ā¢Ā 1y
Idea validation Not everyone has a credit card, and some may not have cards from various banks. A platform could be created where individuals exchange the benefits of their credit cards. For example, if Amazon offers a 10% discount on SBI cards, those without an SBI card could utilize this platform. ⢠Users could select the SBI card option for payment and receive a 7% discount benefit. ⢠The owner of the SBI card used would receive a 2% reward, while the intermediary site earns 1% of the total amount spent. ⢠This basic idea is flexible and can be adapted and expanded upon. ⢠Similarly, a marketplace could be established for sharing unused coupon codes. ⢠Users could redeem coupons of their choice by exchanging them with others on the platform. ⢠While coupon exchanges already exist, integrating this feature could enhance the platform's utility and user experience. Share your thoughts on this and tell me if it's happening ( credit wala part ).
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"Credit Card Trends in 2025: What Indian Consumers Need to Know" š³š Indiaās credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci
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Business Idea: Enabling Credit Card Discounts and Cashback for Non-Credit Card Users In todayās digital shopping era, e-commerce platforms like Flipkart, Amazon, and others frequently offer discounts and cashback deals, especially for customers using
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India's credit card market is massively dominated by legacy banks. CC space (Jan '25 figures)ā¤µļø - HDFC processed ā¹50,664 Cr - ICICI, ā¹35,682 Cr - SBI, ā¹28,976 Cr - Axis, ā¹20,212 Cr RBI reported ā¹1.84 Lakh Cr in credit card spends in January alone
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Over the next 3 months I will be doing multiple domestic flights and a lot of online + offline shopping including some electronics purchase. I am looking for a few credit cards that give me the best value for travel discounts, shopping cashback and
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