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Why do you think that in the last 2 years, the Number of Instant Loan Startups have skyrocketed, and also almost every company have started to provide loans? Like what happened in this period that have helps these companies dicide whom to give loans

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Anonymous 2

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I'd say it's a combination of factors. Improved data analytics capabilities, increased smartphone penetration, and a growing comfort with digital financial services have all played a role. Do you think this trend is sustainable, or are we heading for a bubble?

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