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Aman Verma

BIT'Mesra Undergrad|... • 1y

Who are actually middle class of India ? I am really confused to get the ideal answer of it. Because in village there is only a class that is caste... Most of the rich (as per village standard having acres of land, home, Cars, and non tax incom

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Aditya Sharma

Actually, Pluto • 1y

If not going by definations , I would like to put it as the amount of liquid wealth and degree of financial risks

Aman Verma

BIT'Mesra Undergrad|... • 1y

But how we will calculate its very tough.

Aditya Sharma

Actually, Pluto • 1y

Amount of liquid wealth should be easy to calculate. You know like what type of assets,cash in bank,cash invested etc - in short - these are quantifiable data and available. But degree of financial risk is hard to calculate, bcos this data is neithe

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Aman Verma

BIT'Mesra Undergrad|... • 1y

But most of them buy land, lend them to lower class at 5-10% per month... It's very complex to get the data of liquid cash as well..

Aditya Sharma

Actually, Pluto • 1y

If the record of owner of land is present, then we can calculate? Renting,leasing etc with that land(or any other asset) is irrelevant to calculate liquid wealth, do what you want with your asset. Our concern is only if his asset is liquid or not , and it should be in records. It seems complex because land is not recorded extensively. (specially in rural), so now digitization of land records started recently by govt. You get the point - it's complex because of poor data quality and collection, which is fault of Govt. , and not because it's calculation is complex.

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