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Anonymous

Hey I am on Medial • 1y

1. House worth 1 Cr (fully paid) + Car 20 Lac + Equity 10 Lac 2. House on rent + Car 20 Lac + Equity 1Cr Which one would you like to choose/make and why?

Option 1

Option 2

Votes: 100

Hawk
•

Devza • 1y

It actually depends on individual needs and situations. For example, I would prefer a fully paid up house to ensure that my family has a permanent roof over their head while I don’t need a car, so I can increase my investments accordingly. I can f

Anonymous

Hey I am on Medial • 1y

But having a 1Cr equity will help you become financially free. Lets say if any medical emergency comes up or anything

Hawk
•

Devza • 1y

Medical emergencies can be covered using health insurance, Life term insurance is also an addition to ensure the safety. Realistically a medial class person will not need 1 CR as a liquid equity fund to spend in one shot, they would prefer they have a stable monthly/quarterly income coming from those in form of dividend returns or something. So in my case since I have already worked a house in Mumbai, Jaipur till the age of 30. I have rest of my life to build up my equity and retire

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Anonymous

Hey I am on Medial • 1y

That great bhai Kudos

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