Credit card bill payment apps are overrated.😮💨
I have accounts on Cred and Cheq, but they have no real use.
On a bill payment of ₹30,000, Cred pays ₹3 cashback🫡, and the Cred coins are practically worthless.
Cheq, on the other hand, have same
Then it doesn't make sense to use these apps. If you say for reminders and management, any other UPI app can do the job just as well.
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ONE INTERESTING OBSERVATION SERIES
DAY #2
With the surge in digital payments, UPI has become the most popular payment method in India. However, it's also the most targeted by fraudsters. In 2022, UPI accounted for a staggering 55% of all fraud case
