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Concept. A lending platform that connects undeserved borrowers with lenders , offering personalized pathways to improve their creditworthness and access affordable loans . Please give me insights on this if you find any demerit discuss with if anyb

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Anonymous

Anonymous 5

Stealth • 7m

Indeed it’s a good idea and works too in real world. Understand this, majority of your potential clientele lives in rural India. There are individuals who lend money (for reference, sahukaars) to the people. They often take up jewellery, property papers, even property for the tenure. Sometimes there’s no collateral but the way they recollect the payments can be horrible. You have to consider all other scenarios other than these individuals models which are in place right now to understand the pain point of the targeted users and come up with the plan to resolve this without any conflicts or minimise it.

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