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Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

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Navneet Chaudhary

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ABC • 6m

No credit has has no impact on my spending habit. It's a very nice to have the free money which I've to pay later.

1 replies1 like
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