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Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

The Crazzy Grind - Day 18: The Scariest Button I've Ever Added. For the past few weeks, Crazzy has been a completely free, open-source project. But it's always been my dream to turn it into a sustainable, long-term business. Today, I've taken the fir

📊 Are Indians too dependent on credit? India has crossed the 100 million+ mark for credit card issuance in 2024! This surge highlights a significant shift in spending habits and financial trends.

Despite rising incomes, middle-class wage stagnation has led to cautious spending, with 55% of consumers prioritizing affordability and seeking discounts. Buy Now, Pay Later (BNPL) services are popular, with 38% of Gen Z using them, reflecting a shif

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Today's Topic : Buy Now Pay Later Services Do You think BNPL Service will big ? E.g : Simpl,Lazypay etc. •Buy Now, Pay Later (BNPL) services are popular for splitting purchases into smaller, interest-free installments. •BNPL services are targeting

Today's term of the day: Credit Credit is a kind of loan handed out by financial institutions to businesses and individuals. You can think of it as the ability you have to borrow resources from a lender to pay at a later date, with interest for usin

India's Youth in a Debt Spiral Soon ? Easy Monthly Installments (EMI): The siren song of modern consumerism. But is it luring India's youth into a financial JHATKA ? 🔌 The EMI Trap Explained: → Attractive low monthly payments → Long repayment per