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Ravi Handa

Early Retiree | Fina... • 11m

There is a very tiny minority that watches personal finance videos on YouTube, consumes content on Twitter, takes part in subReddits. They don’t really need to. They already know everything that is required. They start looking for optimisations and the best possible solution. Often, there isn’t a best because a lot of it is unknown and we are all just making a guess. The MAJORITY doesn’t bother. They just do debt (FD + PF) and real estate. While there might be few horror stories, majority of them end up doing pretty well. The point I am trying to make is simply this - For most of you, how you end up financially is not going to depend too much on how you invest or save. It will be dependent on your career, which in turn will depend on luck and talent. Personal finance is pointless.

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