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Top 3 giants of USA credit card market 1) Visa : visa accounts for half of the USA CC market with market share of 50%. 2) MACA : mastercard accounts for about quater of the USA CC market with market share of 24%. 3) Amex : American express accou

Why Banks are preferring UPI for ATM cash withdrawal instead of traditional Cards No Physical Card Production: Issuing debit cards costs banks money (around Rs 150-200 per card for production, shipping, and activation). UPI eliminates this by workin

VISA isn't a credit card company. They're the world's most profitable middleman: No credit risk No bank ownership Just a 2.5% toll on $15.5T in yearly spending Here's their perfect business : 1. Let these numbers melt your brain: 14T+ processed

I have a finance app idea that gives insights based on your personal finance, like: - Suggesting emergency fund amount based on expenses - Showing how to save on groceries with specific credit cards - Advising on loan management, such as pre-closin

You might think you’re paying a lot for your phones, but people who are making it are paying way more. Nope, not talking about Apple, Samsung or HTC, or any brand. But the people who are really assembling it, or giving these companies the minerals t

Hi Medial Community, please validate the following idea Tired of paying double prices and high delivery fees on your favourite food items and watching restaurants struggle with commissions? What if there was a food delivery app where everyone wins—r

Govt wants to uplift people from poverty to middle class. Actual Meaning: Govt wants more tax paying people while the current tax paying people can keep paying. Actual result: Middle class people can keep working like donkeys for the rest of thei

Hello, I’m Abubakar Yahaya Inuwa, founder of EventNukhba. Recently, it has become difficult for Nigerians to use ATM cards or send remittances from Nigerian banks to India, as these services no longer function as they used to. This has caused major c

Can you give me any problems that you face while shopping for clothes? Is there any gaps or problems to solve from a consumer Pov. I like to wear certain clothes but when I get back to the same brand I don’t find similar clothing again. Let’s say If

Let's talk about fares during booking bike rides. A big problem when booking bike rides is that drivers often ask for extra cash, even though the fares are already high. If you don't pay, they might refuse the ride. Complaints to customer service som