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Debt isn’t bad; mismanaged debt is. A well-used credit card can build your wealth. Pay on time, enjoy rewards, and watch your credit soar. - Hawk.

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

"Credit Card Trends in 2025: What Indian Consumers Need to Know" 💳🚀 India’s credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci

Best Personal finance apps ? Do you need any app to manage your bank details, mutual fund details, credit card status all at one place ?

Today's Topic : Buy Now Pay Later Services Do You think BNPL Service will big ? E.g : Simpl,Lazypay etc. •Buy Now, Pay Later (BNPL) services are popular for splitting purchases into smaller, interest-free installments. •BNPL services are targeting

📊 Are Indians too dependent on credit? India has crossed the 100 million+ mark for credit card issuance in 2024! This surge highlights a significant shift in spending habits and financial trends.

" Your greatest assets are your reputation and your network One bad deal can cost you more than your entire fortune." — Ray Dalio 🌟

I have taken one credit card and paid the amount now I want to close the card but in order to close the card it's taking a hell lot of time and they won't lift the call and reply to the mail I guess all the bank people when we want the card they call

There are abundance of lending Banks and NBFacs out there but do you think we need a proper debt collection platform which would be customer centric? In last 5 years, the banks has written off $129B bad debt. Do you think there must be a proper chan