Top 5 financial mistakes you have made till now? Mine was student loan for studying in an expensive private college. Now I have to pay 12k per month for 9 years.
Anonymous 5
Hey I am on Medial โข 1y
Credit card and BNPL apps were the greatest mistakes of my life. You only realise how bad they are once you are deep in debt.
0 replies3 likes
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Hawk
โข
Medial โข 3m
Debt isnโt bad; mismanaged debt is. A well-used credit card can build your wealth. Pay on time, enjoy rewards, and watch your credit soar. - Hawk.
Do you use a RuPay credit card with UPI?
How often does your credit card bill exceed your expectations?
Are you spending more because of your credit card?
I just want to understand whether this could become another potential debt trap for Indians
"Credit Card Trends in 2025: What Indian Consumers Need to Know" ๐ณ๐
Indiaโs credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci
hi guys, i want to take a credit card.
i often use online apps for food.
can u suggest a better card to get more offers or good credit points when we spend.
๐ฅน
3 replies10 likes
Hemal Mamtora
Software Engineer @ ... โข 1y
Best Personal finance apps ?
Do you need any app to manage your bank details, mutual fund details, credit card status all at one place ?
Today's Topic : Buy Now Pay Later Services
Do You think BNPL Service will big ?
E.g : Simpl,Lazypay etc.
โขBuy Now, Pay Later (BNPL) services are popular for splitting purchases into smaller, interest-free installments.
โขBNPL services are targeting
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Kimiko
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๐ Are Indians too dependent on credit?
India has crossed the 100 million+ mark for credit card issuance in 2024! This surge highlights a significant shift in spending habits and financial trends.
I have taken one credit card and paid the amount now I want to close the card but in order to close the card it's taking a hell lot of time and they won't lift the call and reply to the mail I guess all the bank people when we want the card they call
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Kiran Sabale
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There are abundance of lending Banks and NBFacs out there but do you think we need a proper debt collection platform which would be customer centric?
In last 5 years, the banks has written off $129B bad debt. Do you think there must be a proper chan