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Rahul Agarwal
Founder | Agentic AI...ย โขย 3m
Stop building โAI wrappers.โ Start building ๐๐-๐ก๐ฎ๐๐ถ๐๐ฒ ๐ฝ๐ฟ๐ผ๐ฑ๐๐ฐ๐๐-systems where AI is the operating core, not a feature bolted on. Think of building ๐๐ถ๐ป๐ฆ๐ถ๐ด๐ต๐, a next-gen personal finance assistant, compared to a classic budgeting app. To make FinSight real, you need four systems: 1. The Brain - The Model ๐ฅ๐ผ๐น๐ฒ: Understanding + reasoning โข ๐ง๐ฟ๐ฎ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฎ๐ฝ๐ฝ: โShow expenses over $200.โ โข ๐๐ถ๐ป๐ฆ๐ถ๐ด๐ต๐: Understands intent like: โHelp me cut my monthly spending without touching essentials, and keep my weekend lifestyle.โ 2. The Memory - Vector DB + RAG ๐ฅ๐ผ๐น๐ฒ: Personal long-term context โข ๐ง๐ฟ๐ฎ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฎ๐ฝ๐ฝ: You re-enter categories, goals, preferences. โข ๐๐ถ๐ป๐ฆ๐ถ๐ด๐ต๐: Remembers you hate strict budgets, prefer automated nudges, and overspend on dining near payday. This becomes your ๐ฝ๐ฒ๐ฟ๐๐ผ๐ป๐ฎ๐น๐ถ๐๐ฎ๐๐ถ๐ผ๐ป ๐บ๐ผ๐ฎ๐. 3. The Hands - Agents + Tools ๐ฅ๐ผ๐น๐ฒ: Taking action โข ๐ง๐ฟ๐ฎ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฎ๐ฝ๐ฝ: Shows charts and says โYou spent $450 eating out.โ โข ๐๐ถ๐ป๐ฆ๐ถ๐ด๐ต๐: Pulls bank data, runs savings scenarios, negotiates bills through APIs, and asks: โWant me to switch your Internet plan to save $18/month?โ 4. The Face - Generative UI ๐ฅ๐ผ๐น๐ฒ: Adaptive, dynamic interface โข ๐ง๐ฟ๐ฎ๐ฑ๐ถ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฎ๐ฝ๐ฝ: Same dashboards for everyone. โข ๐๐ถ๐ป๐ฆ๐ถ๐ด๐ต๐: Generates breakdowns, forecasts, personalized plans, comparison tables-on demand, inside the conversation. The Real Advantage Itโs ๐ป๐ผ๐ the Brain-models are becoming commodities. The edge comes from: โข ๐ ๐ฒ๐บ๐ผ๐ฟ๐: proprietary + behavioral data โข ๐๐ฎ๐ฐ๐ฒ: an interface that changes shape based on user intent AI-Native beats AI-Wrapped. The builders who embrace that will own the next wave.
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