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Sumit Nirmal

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𝐖𝐡𝐲 𝐰𝐞 𝐛𝐮𝐢𝐥𝐭 𝐩𝐔𝐒𝐃𝐂 𝐢𝐧𝐬𝐭𝐞𝐚𝐝 𝐨𝐟 𝐫𝐞𝐥𝐲𝐢𝐧𝐠 𝐨𝐧 𝐔𝐒𝐃𝐂 𝐨𝐫 𝐟𝐢𝐚𝐭 𝐨𝐧𝐥𝐲 On the surface, payments look simple. Swipe a card, send money, done. But in freelancing, payments carry trust. Who holds the funds? When are they released? What happens if there’s a dispute? This is where PeerHire’s pUSDC comes in. 🔴 𝐔𝐒𝐃𝐂 & 𝐬𝐢𝐦𝐢𝐥𝐚𝐫 𝐬𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧𝐬 • Fully transferable, designed for trading & DeFi. • Every transaction costs gas, even small milestone releases. • Great for open finance, but not built for work agreements. ⚪ 𝐅𝐢𝐚𝐭 𝐨𝐧𝐥𝐲 (𝐔𝐏𝐈, 𝐑𝐚𝐳𝐨𝐫𝐩𝐚𝐲, 𝐒𝐭𝐫𝐢𝐩𝐞) • Lowest cost (≈0.5%) • But no way to enforce escrow, disputes, or smart contracts on-chain. 🟢 𝐩𝐔𝐒𝐃𝐂 (𝐨𝐮𝐫 𝐬𝐲𝐧𝐭𝐡𝐞𝐭𝐢𝐜 𝐬𝐭𝐚𝐛𝐥𝐞𝐜𝐨𝐢𝐧) • Minted in bulk against fiat deposits, then allocated inside PeerHire. • Non-transferable — only moves between escrow, staking, and rewards contracts. • Guarantees that project funds are locked, released only on milestone completion or jury verdict. • Costs drop to ≈0.75% vs ~3% with per-transaction crypto ramps. What this means: • Freelancers get protection against ghosted payments. • Clients know their money is real, locked, and dispute-enforceable. • No one needs to touch wallets, USDC, or gas fees. 𝐔𝐒𝐃𝐂 𝐢𝐬 𝐦𝐨𝐧𝐞𝐲 𝐟𝐨𝐫 𝐨𝐩𝐞𝐧 𝐜𝐫𝐲𝐩𝐭𝐨 𝐦𝐚𝐫𝐤𝐞𝐭𝐬. 𝐩𝐔𝐒𝐃𝐂 𝐢𝐬 𝐦𝐨𝐧𝐞𝐲 𝐟𝐨𝐫 𝐭𝐫𝐮𝐬𝐭 𝐢𝐧𝐬𝐢𝐝𝐞 𝐏𝐞𝐞𝐫𝐇𝐢𝐫𝐞. #Blockchain #Web3 #Stablecoin #FutureOfWork #Freelancing #DeFi #Startup #Polygon #ERC4337 #PeerHire

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Sumit Nirmal

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I’m opening up 𝐚𝐧𝐠𝐞𝐥 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐢𝐧 𝐏𝐞𝐞𝐫𝐇𝐢𝐫𝐞. PeerHire is a 𝐝𝐞𝐜𝐞𝐧𝐭𝐫𝐚𝐥𝐢𝐳𝐞𝐝, 𝐀𝐈-𝐩𝐨𝐰𝐞𝐫𝐞𝐝 𝐟𝐫𝐞𝐞𝐥𝐚𝐧𝐜𝐢𝐧𝐠 𝐩𝐥𝐚𝐭𝐟𝐨𝐫𝐦 built for students, graduates, and early professionals. The problem? Mainstr

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