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Rohan Saha

Founder - Burn Inves... • 22d

These days as more and more people are jumping into investing banks are quietly leaning more on bonds to meet that demand. But here is the thing it’s not all smooth sailing for them. See a regular savings account gives barely 2% interest and even FD or RD top out around 6–7%. But with bonds banks might need to shell out 12% to 14% just to keep investors interested. That’s a big leap and it squeezes their profits. So they all need to be extra smart about balancing risk and returns. Even the way their balance sheets look could start changing. And honestly, if you look closely that shift has already started in a few banks.

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