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Rohith

Hey I am on Medial • 1d

Hello, I'm working on a new credit product aimed at helping **young Indians (18–25)** get access to their first credit card — even if they don’t have an income or credit history. The idea is simple: ✅ You apply ✅ A parent or guardian with good credit co-signs (like a guarantee) ✅ You get a credit card with a safe limit (₹5K–₹50K), and they act as a fallback if you ever default I'm currently gathering interest and feedback to validate the idea. If you're curious, skeptical, or interested on product, here's a short form (2 mins): 👉 [https://docs.google.com/forms/d/e/1FAIpQLSfGdErePMW1kmQUItCNWTLebnvEJGFB7olv3eqC-1Dk0-RTdQ/viewform?usp=header] Would love your thoughts: - Would you (or your kid) use something like this? - What concerns would you have? - What features would build trust? Not selling anything — just testing and learning. This data is only for market research. (trying to understand the demographics) Thanks 🙏

0 replies4 likes

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Rohith

Hey I am on Medial • 19h

Ever been rejected for a credit card just because you're a student? We’re solving that. Tell us if you’d use a credit card with your parent as co-signer . https://docs.google.com/forms/d/e/1FAIpQLSfGdErePMW1kmQUItCNWTLebnvEJGFB7olv3eqC-1Dk0-RTdQ/v

2 replies3 likes

Mamidela Dinesh Kumar

Turning Ideas into S... • 1y

Adding UPI to credit card is the ultra pro max definition of making one more poor. Would you take upi enabled credit card ?

10 replies17 likes

Hemant mewada

King is kin • 7m

either you want work or credit card dm me

0 replies3 likes

Giggity

Memes,games, startup... • 5m

getting a credit card in india is really tough even when you have a good salary you won't get a credit card because of no credit score don't you think this is a hurdle

4 replies3 likes

Anonymous

Hey I am on Medial • 6m

Hey I am new to credit card game, purchased a product from flipkart I have some doubts regarding repayment Do i need to manually repay loan in credit card section of my bank app or it will automatically debit? I’m using canarabank credit card

4 replies3 likes

Chamarti Sreekar

Passionate about Pos... • 7m

Best credit card according to you is?

7 replies17 likes

Anonymous

Hey I am on Medial • 1m

hi guys, i want to take a credit card. i often use online apps for food. can u suggest a better card to get more offers or good credit points when we spend. 🥹

3 replies10 likes

AjayEdupuganti

Hey I am on Medial • 11m

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

3 replies2 likes

Basavaraja V

Software Engineer • 5m

Many people want to make big purchases online but don't have a credit card. At the same time, some credit card holders have unused credit limits. ConnectCred solves this problem by allowing shoppers to make purchases through a service that connects t

23 replies16 likes

Easemoney

Finance Startup • 1m

Federal Bank has rolled out a new credit card designed just for small and medium-sized businesses (MSMEs). The card name is: “Fed StarBiz Credit Card”. It launched on April 03, 2025.