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For ₹40k, go for an HP Pavilion with Ryzen 5, 8GB RAM (upgradable to 16GB later), and an SSD. The Ryzen processors give much better performance per rupee compared to Intel at this price point. Make sure whatever you buy has at least 256GB SSD - avoid HDDs completely for coding work. Check Flipkart or Amazon sales, they often drop prices by 3-5k during seasonal sales.