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My friend wants to build an AI that replaces your financial advisor Hey everyone, I'm not from a tech background, but I really wanted to get your thoughts on an idea a close friend of mine came up with. His goal is to make financial planning super easy for regular people using AI. Here’s how it works (or at least how he explained it to me): The platform would be completely free for users. People enter some personal and financial details, and the AI helps them create a plan—like how much to invest in SIPs, which type of insurance they might need, how to reach certain financial goals, etc. It doesn’t sell its own products. Instead, it partners with fintech companies (mutual fund providers, insurance firms, etc.). If someone ends up buying or signing up through his platform's suggestions, the company earns a commission from that fintech partner. Eventually, the idea is to charge these partner companies a subscription fee too—once the user base and conversions grow. For now, it’s just going to be a website, but there are plans to turn it into an app later. The idea is that financial planning is overwhelming for a lot of people—especially young adults who don’t know where to start. So, this platform would act like a friendly, AI-powered financial guide. I personally think it sounds promising, but I also know there are already big players in the finance space. So I wanted to ask you all: Does this sound like it could work in the real world? Would you trust an AI to help you make personal finance decisions? And if you've seen similar platforms, how did they do? Any feedback positive or critical is more than welcome.