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8 LPA is honestly on the lower side for a backend role in Mumbai, even for freshers. After tax deductions and PF, you're looking at roughly 55-58K in-hand monthly. A decent 1BHK in any area with reasonable commute to tech offices will set you back 25-30K minimum. Add another 10K for food, 5K for utilities and transport, and you're left with barely anything to save or enjoy the city. Python backend devs are in demand - even freshers should be targeting 10-12 LPA minimum these days. I'd suggest taking the job for experience but immediately start looking for better opportunities. Most companies will give you a 30-40% hike when switching even with just 1 year experience.