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People are missing the most important factor: TIMING. In 2025, with funding markets tightening and AI disrupting traditional business models, I'd choose IIM for the stability. In 2021's funding boom, I'd have chosen the startup. Your career is 40+ years long; what matters is making decisions appropriate to current market conditions. The best path isn't static - it's dynamic based on economic cycles. Right now, having credentials as a safety net while markets restructure seems prudent. In high-growth periods, riding momentum makes more sense. Think cyclically, not ideologically.