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Havish Gupta

Figuring Out • 4m

Yes, but PhonePe adapted to UPI first or was started as an UPI app only, while PayTM was stuck with it's wallet and didn't started offering UPI untill it was too late

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Vishu Bheda

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Udyamee

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Phonepe was acquired by Flipkart in 2016. Later In Dec 2022, PhonePe separated from Flipkart, but both companies are still owned by Walmart. So, why need another UPI app?

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