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Vipul Bansal
ย โขย
Finsharkย โขย 6m
If you invest โน1 crore in a mutual fund with an expected 12% annual return, your withdrawals will impact the fundโs longevity as follows: Withdrawing โน2,50,000 per month will exhaust the fund in 4.25 years. Withdrawing โน2,00,000 per month will exhaust the fund in 5.75 years. Withdrawing โน1,50,000 per month will exhaust the fund in 8.92 years. Withdrawing โน1,00,000 per month will exhaust the fund in 26.25 years. ๐ฐ It will never last: โ Withdrawing โน94,895 per month ensures the fund never depletes. โ Start withdrawals after one year to avoid short-term capital gains tax. ๐๐ Since market returns fluctuate, withdraw less during downturns and more during bull markets for better sustainability.
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