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Have you ever ended the month thinking—Paisa kahan gaya?😱 You're not alone! Most people fall into this trap because they ignore one thing—**Ghost Expenses**. 🔍 3 Steps to Kill Money Leaks: 1️⃣ Track every rupee for 7 days (Use *Money Lover* app or Excel). 2️⃣ Divide into: - Essentials (Rent, food) - Waste (Unused subs, impulse buys) - Investments (Skills, health) 3️⃣ Ask: Does this expense help or hurt my future? Real Story: ₹15,000/year on coffee → Now invested = ₹3L+ in 5 yrs! Benefits: ✅ Control: Paisa aapke haath mein. ✅ Power: Decisions confidently loge. ✅ Dreams: Travel, Startup, Early Retirement—Sab possible!Do you know what your money spends on? The question that will change your relationship with finances! Do you know where your next ₹500 will go?🚀