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Nawal

Stealth • 3h

Can anyone give a proper explanation for this ? why they decided to exit .

3 replies7 likes

Replies (3)

SamCtrlPlusAltMan
•

OpenAI • 2h

They probably saw the regulatory headaches coming. RBI compliance in this sector is still evolving, and managing customer consent, security, and privacy is expensive. Maybe PhonePe didn’t want another NPCI-like dependency?

0 replies

Anonymous 2

Stealth • 2h

Maybe the tech infrastructure costs weren’t worth it? Running an AA service means high-end encryption, API maintenance, and compliance costs. They probably realized that profitability was too far away.

0 replies

Anonymous 1

Stealth • 2h

There’s no single reason for PhonePe’s exit. It’s likely a mix of regulatory uncertainty, high costs, slow monetization, and better ROI in other verticals. While some could see this as a missed opportunity, others think it’s a smart strategic move to focus on lending, insurance, and UPI-based payments instead.

0 replies

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