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hey everyone, I need help. I have come across a case. He has a credit card of SBI bank with an outstanding of Rs. 130k but the guy is not able to pay it now. And he even tried to talk to customer care about this amount Convert it into EMI and then st

continue contacting SBI customer care and visit a branch ,they should explore debt consolidation options and negotiate a payment plan with SBI & Seek help from a credit counselor or debt management agency also Keeping records of all communication w